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Terms of Use

Last updated: May 10, 2026

1. Agreement to Terms

By accessing or using the twilight-roamer website (the "Website"), you agree to be bound by these Terms of Use. If you disagree with any part of these terms, you may not access the Website.

2. Description of Services

twilight-roamer provides financial advisory services, including consultations, portfolio reviews, retirement planning, tax efficiency guidance, and wealth management basics. Specific service details and pricing are available on our Services page.

3. Use of Website

3.1 Permitted Use

You may use this Website for lawful purposes only and in accordance with these Terms. You agree not to:

  • Use the Website in any way that violates applicable laws or regulations
  • Transmit any harmful code, viruses, or malicious software
  • Attempt to gain unauthorized access to the Website or related systems
  • Collect or harvest any information from the Website through automated means
  • Interfere with or disrupt the Website's functionality

3.2 User Accounts

Currently, the Website does not require user account registration. If this changes in the future, you will be responsible for maintaining the confidentiality of your account credentials.

4. Intellectual Property

The content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of twilight-roamer and is protected by UK and international copyright laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

5. Financial Advice Disclaimer

Important: The information provided on this Website is for general informational purposes only and should not be considered as personalized financial advice. Individual consultations are required to provide specific recommendations tailored to your circumstances.

  • We are not responsible for any financial decisions you make based solely on website content
  • Past performance does not guarantee future results
  • All investments carry risk, including potential loss of capital
  • You should conduct your own research and seek professional advice before making financial decisions

6. Service Terms

6.1 Consultation Booking

When you submit a consultation request through our Website, you are expressing interest in our services. A formal agreement will be established upon confirmation and payment.

6.2 Pricing

All prices are quoted in British Pounds (GBP) and are subject to change without notice. Current pricing is available on our Services page.

6.3 Cancellation Policy

Cancellations made more than 48 hours before a scheduled consultation will receive a full refund. Cancellations within 48 hours may be subject to a cancellation fee.

7. Limitation of Liability

To the fullest extent permitted by law, twilight-roamer shall not be liable for:

  • Any indirect, incidental, special, or consequential damages
  • Loss of profits, revenue, data, or business opportunities
  • Damages resulting from your use or inability to use the Website
  • Financial losses resulting from decisions made based on Website content

Our total liability to you for any claims arising from your use of the Website shall not exceed the amount you paid for our services, if any.

8. Indemnification

You agree to indemnify and hold harmless twilight-roamer, its affiliates, and their respective officers, directors, and employees from any claims, damages, losses, or expenses arising from your use of the Website or violation of these Terms.

9. Third-Party Links

Our Website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy practices of these external sites. Access to third-party websites is at your own risk.

10. Privacy

Your use of the Website is also governed by our Privacy Policy. Please review it to understand our data collection and processing practices.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes constitutes acceptance of the modified Terms.

12. Modifications to Services

We reserve the right to modify, suspend, or discontinue any aspect of our services or Website at any time without prior notice.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and twilight-roamer regarding your use of the Website.

16. Contact Information

If you have questions about these Terms of Use, please contact us:

Email: [email protected]
Address: 42 Kingsway, London WC2B 6EX, United Kingdom

17. Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

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Expert financial guidance for building wealth from the ground up.

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